I’m Joshua, I’m an Australian eCommerce business owner. Today in this Spotcap review, I’ll cover this company in greater detail. Thousands of people read my blog each month, they appreciate my complete openness and honesty.
Quick backstory
I’m no stranger to reviewing products and services. If I see BS, then I’ll call it out for what it is. A company actually closed its doors due to the power of my blog. I look for the best from the rest and tell things as they are, in a world of social media fake non-sense.
Spotcap has no input on this one. I write everything on my terms. If they don’t like what’s here, they can take a hike. I review products and services specifically for startups and SME’s.
Considering loan options
As a fellow business owner, cashflow is one of the biggest struggles when scaling. And I feel that a loan could just be the solution. Spotcap, like others, offers loans that are unsecured and perfectly suited towards small and medium sized businesses needing fast capital. In certain cases, taking out a loan can be just what is needed to grow to the next step.
I would consider before signing up to Spotcap or any other service, to see whether you qualify for a Paypal Working Capital loan. I’ve used this one on multiple occasions, and ZERO paperwork and the repayments come from future client payments as a percentage.
I’ve applied and receive several loans, with the application process taking 2 minutes and receiving the funds just seconds afterwards. Yes – that quick. See guys, if there’s better alternative solutions, then I’ll steer you in that direction.
An exciting new opportunity
If you’re considering something more scalable, then consider what thousands of people in Australia are doing right now. They’ve discovered that this 100% FREE training course has immense possibilities, and the potential for people to quit the rat race.
I currently work with the following people:
- Business owners in Australia ready for a life change
- Those that are prepared and committed to work hard
- Ability to spend 7 hours per week on a side project
- Realistic expectations of success and work ethic
I’m on the lookout for the real action takers. No tyre-kickers. I’m continuing to seek those with serious expectations of success. If that’s you – then please get in touch.
Spotcap Review
If you don’t qualify for a Paypal Working Capital loan, then I feel that Spotcap can be the ideal solution. Their process seems quite streamlined, which is necessary in the fast moving world of entrepreneurship.
Their benefits include:
- You can apply online in 5 minutes through their portal
- Application decisions generally announced within 24 hours
- Mostly unrestricted on the reason for your business loan
- They will lend up to $400k (Though I wouldn’t recommend it)
These guys are a good outfit. On the download, they can’t guarantee your approval. Also, The interest rates with Spotcap might not be the cheapest out there.
Here’s where I’ll mention straight up and honestly, that I’m a referral partner of Spotcap. This review wasn’t written just to generate leads, especially as I’ve steer many of you in the above paragraph to consider Paypal instead. Plus, there’s dozens of finance providers in the marketplace now servicing business customers. But hope you’ll appreciate my honesty.
Moving forward
If you fell that a Spotcap Loan is right for you, then you may use my affiliate link here. The interest rate, terms and conditions will be exactly the same if you go directly to them or via this link. It’s just a tiny little commission that helps me keep my blog going and fight for consumer advocacy.
In summary, this loan suits a small group of people in business. For some people, if you’re struggling with debt already, then this isn’t right for you. Work on improving your cashflow first, primarily done through increased sales. For others, Spotcap could be just what you need right now.