Today I’ll be unpacking exactly how I used Credit Simple in less than 5 minutes as an Australian. This review is based on my own personal experiences.
Recently I wanted to know what my credit score was since my online business was doing extremely well. I mean – living the laptop lifestyle isn’t just about freedom, as you can create a 6 figure income too!
So I looked around at some of the biggest sites out there. Some looked good, but others would charge you money. I wanted something free and fast.
That’s when I found Credit Simple. So let’s unpack how I went about it.
Credit Simple – My personal experiences
When I landed on their home page, I saw the following banner.
Naturally, I was a bit sceptical, as some other sites claim it’s “free” but you don’t get the report until months or weeks later in the mail. Because I was not only curious, but also looking at refinancing soon, I wanted something faster, or preferably, something I could have a look at right now.
I continued on. I knew they were legit and I was curious at just how fast Credit Simple could get my credit score back, especially compared to others such as Veda Advantage which I had used early last year who never sent anything in the end.
So I started the sign up process…
Then next I had to fill out this basic form…
I’m serious – that’s all I had to enter. No need to submit drivers licence or passport photocopies. Sweet!
After this, they then t
I entered in the code….then…tada!
I got my credit report with Credit Simple!
The layout is simple and I really like this. You get to see your credit score, how you rank in your suburb, plus an offer on the side. Really cleanly laid out.
Given that I’m very well known around Australia, I had to cover my Credit Simple results for privacy reasons. My monthly readership is 25,000+ of almost all wonderful people, but there are some bad apples out there. I’m sure you all understand.
Everything matches up to my own personal and business affairs. Very accurate as I own numerous investment properties, two online businesses and a credit card.
The data they give isn’t 100% perfect and in some cases, they can’t help you, as it’s simply being drawn from lenders own information. For example, I applied (and was successful) in obtaining a car loan a few years back, which I saw noted on my file. It was with a little-known bank but shows up as NAB on the report. I guess NAB do fund the loan, with this lender being the agent.
All in all, the Credit Simple process took me about 3 minutes. So as I said in the beginning, most people can get those details in less than 5 minutes.
It was good to go through that process. Especially as I’m looking to continue building both my online businesses and buy another investment property. Plus, I help a lot of people around Australia get started on their own little online business which they can start from home.
Starting your own online business
Perhaps you’re a little curious now. “How did Joshua start his own online business?” and more importantly “What results did he get?”
Well, with two questions, I’ll give two answers. 😄
- I started by joining Australia’s #1 online business training community
- After 2.5 years of working at it, I hit a full-time income and quit my job
And that’s pretty much it!
Much like with anything in life, you learn how to do it first. Then you go out and apply what you’ve learned. It can be hard work at times, and you’ll need some starting capital, but the rewards are awesome.
“But why online businesses?” One word: Freedom. Real freedom. Not an offline business which has a website. But a true 100% online only business, where I could travel through Asia, Europe or the Americas without needing to come back to Australia.
Yep. That type of freedom. To live and work anywhere in the world. Or simply spend more time with the kids. That’s the type of freedom I live for.
And you know what? T
Starting with Amazon FBA
I’ve found that many Australians still think Amazon is just a bookstore. Truth be told, they’re so much more! Just about anything can be bought online through Amazon nowadays.
I chose to become an Amazon seller for many reasons. It’s not just the freedom, but the vast volume of existing customers, the fantastic fulfillment network (no trips to the Post Office) and complete leverage.
Those thousands of other Australians. They’re in this journey with me too. See – we all got started with the 100% FREE training webinar. This shows you exactly how you can get started, from home, with your very own little business.
By a fantastic teacher I know. Someone who has inspired tens of thousands of people to start with this epic business model. An opportunity that is completely open to Australians right now.
Those that want to travel the world and have freedom. Or those who simply buy their first or second property, but their credit score needs improving. It can be as simple as having a supplementary income that helps each week with the bills.
Whatever your goal – this opportunity is wide open right now. There is a FREE training webinar on offer, which shows you exactly how you can get started.
I’ve clearly used Credit Simple and my own results have been epic. I’ve seen other sites such as Equifax, Credit Savvy and Veda, but Credit Simple really looked like the perfect match.
So I went ahead. I was ready to blast them on my blog if they didn’t deliver the goods. As one of Australia’s top bloggers, I tell things as they are.
Quite clearly, they delivered on their promise. I got my credit file in 3 minutes with them. Free. It’s very comprehensive too!
So in my experience, they do get the tick of approval.
Where thousands of people are learning right now.
How they can fix their money issues, and quit their job.
To travel the world, or simply have more flexibility in their life.
I joined in. I got started. After some work, I replaced my income in April 2018.
This can work for you, if you’re prepared to do the work, invest the capital, and get trained the right way.
I look forward to seeing you soon inside this community. 😃