A review of Aravanis (for those with bad credit)

I’ve written here what is quite simply the most complete Aravanis review available online by an Australian independent blogger, one who has been in the deep end with debt burdens before. What you’ll find here is the simple facts and by the end you’ll decide whether this is right for you.

Background on me

Firstly, I’m a blogger. I own multiple businesses. I even own a healthy investment portfolio. Over the years I’ve applied for finance many times, with almost 100% success rate. I’ve also been in the deep end, on the brink of bankruptcy. Indeed I know those who have been declared bankrupt, including my father, only to borrow again years later.

Secondly, what you read here is real. It’s raw. It’s unfiltered. I don’t sugar coat anything. Sure, you might have seen some fancy videos from Aravanis, spoken to their team or even been in for a meeting. They’re great at sales, and I’m great at giving you the cold hard facts.

Thirdly, thousands of people reach my blog every month. They appreciate my standpoint. Aravanis has no input here. None what so ever. So rest assured this is a safe zone.

Aravanis Review

So let’s get into it. You’re probably curious if Aravanis is any good. Should you go bankrupt? Should you simply sign a repayment agreement? Is there an easier way out of the rubble? These are all genuinely good questions. I’m glad you’ve found your way here and are doing comprehensive, independent research on whether this is right for you.

The following points is why I’d choose Aravanis…

  • They’ve got a lot of genuine reviews across many websites.
  • They’re a division of FSA group, Australia’s #1 debt solution provider
  • Their team is very open, friendly, understanding and accommodating

Aravanis don’t charge any fees to provide information or help people file for bankruptcy. If Aravanis agree to act as someone’s trustee – any trustee’s fees and charges are deducted against money available from income contributions or from vested assets (subject to creditor approval) as per the Bankruptcy Act. This is also the case when AFSA (the official trustee) is the acting trustee on an administration. So in reality, the consumer never actually pays any of the trustees fees directly – not unless they’re looking to annul (cancel) the bankruptcy.

It’s ideal if you fall into the following categories…

  • You’re struggling with debt and want to explore formal personal insolvency options like Bankruptcy
  • You’re prepared to be honest and truthful in your application
  • You’re after accurate information on how bankruptcy will affect you, your income and assets
  • Need help in becoming bankrupt for free

I feel that Aravanis does bring immense value to the table. They’ve helped thousands of Australians sleep better at night.

A full review on Aravanis
Aravanis can genuinely help you through the process

Sure, you might be embarrassed, but their team is accommodating, welcoming and would be happy to have a short phone call just to gauge your situation and provide some friendly and helpful advice.

An alternative to Aravanis

Speaking of friendly and helpful, that’s really described myself. Both online and offline, many people have found value in what I offer. I sell on Amazon from home here in Australia, earning a full time income working just 7 to 10 hours per week. Sometimes I’m blown away that this is even possible. I love when I can help fellow Australians jump on board with the journey.

The best part is that my friend Adam Hudson who is doing even better than me also helps people start on the journey. He’s recently decided to provide a FREE video course on how to sell on Amazon. It’s full of content, it’s beginner friendly and you’ll find access to this within this blog post.

Summary of Aravanis

I do thank you for taking the time to read this excellent Aravanis review that I’ve provided for you. Should you have any questions, then I welcome you to share them below. You can use a false name if you choose to maintain some privacy. The more technical questions can go to Aravanis, who would be more than willing to help out.

SocietyOne Australia review (plus alternatives) for P2P Lending

YES! Here’s the most comprehensive SocietyOne review you’ll find anywhere, with a FREE gift from me. Read this from start to finish.

Independent, unbiased and straight to the point. I keep things real around here.

SocietyOne Review

While I’m ready to get started with this SocietyOne review for those in the P2P lending space, it’s also wise to take a step back with some background of who I am.

I’m a blogger. I’m Australian, born and bred. I provide the most insightful reviews on Peer-To-Peer lending anywhere online.

Running my eCommerce stores and sites pays the bills, and then some!

Every company in this personal lending space is subjected to my critical standpoint, my deep research that allows consumers to make an informed decision.

Thousands of people read my blog and thank me every month for my honesty, integrity and openness.

SocietyOne: Are they any good?

It’s good that you’ve found yourself here to this review. You’re probably wondering if SocietyOne is any good. How do they stack up?

Is there a good return for the investor? Do the borrowers get a good interest rate? Why are there so many 5 star reviews. I hope to clear up those questions and more right here. So let’s get into it…

Over the years I’ve applied for many loans. Home loans, car loans, personal loans and (it almost counts..) credit cards. Most have been great, some not so good. All have been somewhat painful, hence why I felt it was a good idea to look into SocietyOne. Personally, I was looking at the following considerations..

  • I wanted a better interest rate than the big banks
  • An easier application process than the big banks was preferred
  • If I wanted to invest in the future, I wanted a good financial return
  • I really wanted a win-win for everyone, that makes me feel good.

SocietyOne really ticked these boxes. Plus, there’s a lot of happy existing clients out there on both sides of the table. Those who have had great experiences.

Australia SocietyOne Review
SocietyOne gets my thumbs up in this review. Well done guys!

When researching SocietyOne, I found them to be a disruptive company, one whose interrupting the monopoly that the big bank has had for many years. I’m someone that many would call an entrepreneur, and I really like disruptive companies. I really like that.

The bad points with SocietyOne

Certainly there’s some downsides. It’s not for everyone. For example, they can’t promise that you’ll definitely be approved for finance. If you need a 100% guarantee, this isn’t the company for you. In fact, no company can promise guaranteed approval.

It’s your unique situation that will determine if you’re successful with SocietyOne

Everyone has a unique financial situation and a different purpose for their financial application. Plus, the application could take a few days to process. Some other companies state same-day approvals, but in my experience this is almost always bait to get you to get in touch with them. I like that SocietyOne is straight upfront. That earns my respect.

The ideal borrower

There’s a range of people that will benefit from using these guys, either for lending, or potentially better interest rates than what the bank can provide.

Here’s who they’re really for…

  • Those who want an easier loan process than the big banks
  • People with a good, reliable income and work history
  • Individuals looking for a better return on their money
  • Workers who are sick of the big banks and their greed
  • Those who can make the regular repayments towards the loan
  • Persons with paperwork in order, ID in order and ready to go
  • The person who wants to jump on board right now

I really feel that SocietyOne is going to suit most people and their needs. This is what this review is quite positive, and many people have had excellent service.

SocietyOne Review
Excellent service is what SocietyOne is all about

These guys have won some massive industry awards, and trust me these awards are not easy to get. You really need to be at the top of your game to even be nominated.

The finance industry is tough, really tough. Those with sloppy service soon become extinct. SocietyOne will be here for the long haul with its strong reputation in excellent customer service, I can guarantee you that.

Alternatives to SocietyOne

Yes – there are definitely some alternatives on the marketplace. Most of these are substandard though, compared to what SocietyOne offers the end consumer. Please do your own independent research on the alternatives.

Here’s my FREE gift to you

Speaking of customer service, that’s also what I’m good at. Well, sort of. I sell on Amazon. It’s where I make the bulk of my income. A full-time income, working just 7 to 10 hours per week.

Sometimes I can’t even believe I get to live this lifestyle. I’m the envy of most business owners. Now I’ve got a special gift for you.

My friend Adam also sells on Amazon. He’s doing way better than me. Better still, he’s created a training series. A totally FREE training series. One that teaches you how to get started today.

The best part is that you’ll access that right now, simply click on the link provided here to start your journey. No BS. No Gimmicks. He’ll get you straight into the content.

Loan Studio: Fully Reviewed

You’ve come across the complete Loan Studio Australia review, based on my thoughts and opinions as someone who has taken out many loans in his life – personal loans, car loans and home loans. I understand the major players in the market well, and by the end of this you’ll have a clearer understanding if their services are right for you.

Welcome my friend

This blog of mine ‘Work With Joshua’ is a collection of resources, tools and courses that has been influential in my journey. Thousands of people like you read my blog every month and appreciate my honesty, openness and tranparency. I tell things as they are around here, no sugar coating. Just real, raw and unfiltered.

Loan Studio Melbourne Review

You’ve probably come across Loan Studio recently. Now you’re curious, and are probably wondering if they’re any good. Do they have good interest rates? How quick is their turnaround time? How friendly is the team? Can they work with difficult applications who have been knocked back already due to bad credit?

These are all wise questions my friend which I hope to answer within this review. I appreciate that you’re here doing your research and really making an informed decision.

The Good

Loan Studio is an excellent company to work with. Their process is quite streamlined and you’ll generally get answer back super quickly. There’s thousands of satisfied clients, and you might have read some of their reviews already on other websites. The team especially is friendly, welcoming and helpful. They also work fast, and ideally work with clients ready to go right now.

The Bad

They can’t promise that you’ll 100% be approved. In fact, no broker or finance company can promise anything. Every application is different, and until you make that formal application, it’s difficult to make an estimation on the surface as to whether you’ll be approved. So this is a downside, but also a downside you’ll find across the industry.

The Verdict

They’ve won the 2019 award for best home loan provider on the popular www.productreview.com.au reference site. That award is hard to get, extremely hard to get even. Hundreds of applicants apply, and there can only be 1 winner. The best in the business, and it’s based on customer satisfaction. So it goes without saying, you won’t find anyone better than Loan Studio simply based on customer experiences. All individual. All verified. This team is seriously ready and committed to do whatever they possibly can to get your application approved on your way towards your financial goals

Loan Studio Review Australia

I’d highly recommend making a phone call or an appointment to go in and see their team. While you’re here too, you’re most welcome to get a FREE copy of the Amazon course that my good friend Adam has created. I personally sell on Amazon and make a full time income, and enjoy helping people get started on the same journey too. You’ll find access to that course right here with the modules sent to your email address.

Starting with Loan Studio

Loan Studio can help a range of people, including but not limited to

  • Those looking for a personal loan at a great rate
  • Australian families looking for a new home loan
  • Excited individuals looking for the best car loan
  • Those looking to refinance their existing property
  • People who are organized with paperwork in order
  • Those ready to get started right now with Loan Studio

In summary, you simply won’t find anyone better in the business. I’ve seen the best from the rest, and Loan Studio has really earned the many awards that they’ve received. I can see them earning many more, especially due to satisfied clients like yourself.

Those with questions or comments are welcome to drop them below. Likewise, see you inside the training course!

Jacaranda Finance: Are they any good?

You’ve come across the ONLY independent Jacaranda Finance review anywhere. I’m Joshua, an Australian who lives not too far from Brisbane. I’m the dude who investigates companies like this, creating real, raw and unfiltered insight. By the end of this you’ll discover whether this is right for you.

My background

Over the last 10 years I’ve applied for finance many times. Mortgages, car loans, credit cards and personal loans. Sometimes I’ve been easy, sometimes creditors have really made me jump through hoops. It’s always been a complicated process, until I stumbled across Jacaranda Finance and was curious.

Jacaranda Brisbane

This blog of mine is merely a collection of the tools, resources and courses that have been influential in my success. I hope it’s of value to you. Thousands of people just like you reach my blog every month and appreciate the openness, honesty and integrity that I posses in my writing style. It’s who I am here, it’s who I am in person.

Jacaranda Finance review

So let’s get into Jacaranda Finance and this independent review. A lot of people are curious if they are any good. Many jump on to Google and find my blog here like you have. It’s great that you’re willing to do the research, putting in the time to find out if this is the right solution for your personal loan needs.

Jacaranda Finance Review
Industry awards: These guys mean business!!

Pros

I feel there’s some real advantages towards using them. These I’ll list here:

  • They’re Australian. Not some US company that’s sending profits back overseas. They’re local. The keep the profits here. They’re here to stay.
  • They process applications quick. Like, really quick. In fact I believe their the fastest in the industry. No messing around – I like that!
  • They have a personal approach. They know that not everyone is perfect. They’ll look into your situation and suggest the best product possible, instead of a one-size-fits-all approach towards personal loans like their competition generally does.
  • You can borrow small or large. Need just $500? No problem. Need $10,000 in a hurry? No problem. And of course any number within this.

Cons

No company is perfect, and this review of Jacaranda Finance wouldn’t be complete without some downsides. These are worth mentioning, yet I feel they are beyond the control of any finance company. The main one is that they can’t guarantee that you’ll get your loan approved. In fact, no finance company can.

Anyone who promises to is simply a loan shark, and should be reported to ACCC, ASIC and those Current Affair shows. At least with Jacaranda Finance, they’re upfront about it. Everyone’s situation is different, and they’ll work with you as best they can to give you the best likelihood of a personal loan approval.

The Verdict

If you’re on the fence like I was, then I decided to define exactly who Jacaranda Finance is for:

  • Jacaranda Finance is for individuals who need money fast and now
  • Those who have paperwork ready should contact Jacaranda Finance
  • Jacaranda Finance is for individuals who are ready to go immediately

By the way, I do have a FREE gift for those reading. For the last few years I’ve been selling on Amazon, and my good friend has created a FREE video course on how to do exactly that. No gimmicks. No BS. Just straight into the teaching process.

I firmly believe that having a side-hustle is the ideal route towards getting out of debt, having that extra income every week is extremely helpful to pay the bills and avoid finance all together.

Next steps

Thank you for taking the time to read the most comprehensive Jacaranda Finance review available anywhere. I’m an independent guy, I tell it how it is. This company is great, if not the best out there in the market for quick personal loans.

You can get in touch with Jacaranda right here: https://www.jacarandafinance.com.au

Those with questions or comments are most welcome to drop them into the box below. Likewise, you’re welcome to jump on the phone and speak to a representative, I’m sure they’d definitely be able to help you out.