Capify Evaluation: Here’s 5 REAL ways to get a BETTER interest rate

This is a review of Capify. They are a financing company for Australian small and medium sized business owners. You’ll discover what you should really know before applying.

I created this blog a long time ago. It’s helped thousands of business owners and prospective business owners in Australia to transition towards the laptop lifestyle, instead of the daily commuting and challenges of traditional business. I’m also able to get access to a 100% FREE online training course, but more on that later.

Capify Review

When researching any financial company, I want to firstly consider some factors:

  • How long have they been operating?
  • What’s the size of their operations team?
  • Do they have a range of different lenders?
  • Are their online reviews high or low?
  • In what area of financing do they specialize?
  • Is there any success stories from clients?

All wise questions to ask. It’s from there that we can establish if they’re the real deal, or should be passed along in favour of another lender.

Capify Review Australia
This is Capify’s specialty: Small business loans under $300,000 for those looking to scale.

When researching for this review of Capify, I found in favour of the following attributes:

  • They’ve been in the Australian market for over 10 years
  • Their social media channels are quite established
  • There happens to be dozens of success stories online
  • When researching reviews, Capify has plenty here
  • They only do business finance, not personal finance
  • There’s a decent team to help you get started today

Then again, there’s a negative. This is applicable to all lenders. These guys can’t guarantee any success. That all comes down to you and your application. But, you might be able to score a better interest rate!

5 Ways to get approval (with a better rate!)

Allow me to help you get started, and potentially, get a better rate for your finance than you would get just about anywhere else.

  1. Make sure all of your paperwork is in order, including 2 years of BAS statements
  2. Check that all phone numbers are current, as well as addresses on documentation
  3. Refer to your credit history to acertain that there isn’t any blackmarks on there
  4. Show a decent balance in your bank account, so the lender knows you have liquidity
  5. Be accurate in your responses, as Capify will call you to clarify a few things

Everyone has a unique situation, and some will be more likely to get a better rate than others. Not everyone gets approval unfortunately, though there are some high-risk lenders out there that can help, albeit at a higher interest rate.

Building more cashflow

This is the fun part! Where I’ll show you a strategy that thousands of Australian businesses have been excited to get started with. In fact, there’s a 100% FREE training course available here.

It’s really only for the following people:

  • Business owners who are sick of the normal challenges of businesses
  • Those that want to live the laptop lifestyle and finally break-free!
  • Individuals who are committed to work hard, especially at the start
  • Families with a strong desire to spend more time with their children
While I *could* do this, but I prefer working from the hammock! 🙂

If that’s you, then please drop in your email address here. It’s safe, and you won’t be spammed. Promise. It’s just so the course details can be sent to you.

Please be advised that I am NOT looking for the following people:

  • Those that are looking for a get rich quick scheme. Those don’t work.
  • Business owners that don’t have any spare time at all for this side project
  • People who think freedom isn’t possible. Ha! I’m in the hammock right now…
  • Individuals with a scarcity or losing mentality. This wouldn’t be for you.

I’m quite clear about who I work with, hence ‘Work With Joshua’ is the title of my blog. As outlined in this Capify review, I detailed about length in the marketplace. This blog started in 2011, and I’m still here today. I’m an advocate of hard work and perseverance, it’s the only way to get anywhere in life. Fact.

I work with those across Australia, including those in Sydney, Melbourne, Brisbane, Perth and Adelaide. I’m based on the Gold Coast, and have the time-freedom as a business owner to really set my own schedule, and spend time with my family whenever possible. I’d invite you to consider coming onboard with the free training available, to at least open your eyes to this unique opportunity of partnership with the world’s #1 company.

Closing thoughts on Capify

I hope this evaluation of Capify has helped you make a decision. These guys are the real deal, and would be more than happy to help you out. Through the tips and advice I provided here, you may be able to get a better deal and interest rate.

Likewise, you might be able to find a better strategy in business, one that gives you more time-freedom. It’s what I’ve accomplished through this same system. It could work for you, if you work too. In life, nothing worth having, comes easy. But if you can keep charging forward, this opportunity is wide and open.

For those with questions, please get in touch with the Capify team right here. They’ll be able to help you out. There’s no pressure to move past a 10 minute strategy call, so they can outline if they can be of assistance. It’s likely that they can help you out, as they have helped thousands of Australian business owners already in the last 10 years.

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I'm Joshua from Australia. 🇦🇺

I've been blogging for 12+ years here and have built up numerous sources of online income.

Nothing comes fast or easy through this journey...

Though buying an existing online business is one epic shortcut...

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